Lakewood Club, MI
How exposed is Lakewood Club to wildfire?
Lakewood Club sits at the 33rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 613 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lakewood Club at the 32nd percentile, close to its 33rd-percentile risk score.
What "at risk" means for the buildings here
Of Lakewood Club's 613 counted buildings, 74.7% carry Direct exposure and only 0.7% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Lakewood Club against the rest of the country
Within Michigan, Lakewood Club ranks higher (85th percentile) than it does nationally (33rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Lakewood Club ranks 21,111 for wildfire risk (1 is highest) and 15,657 by building count (1 is largest). Within Michigan alone, it ranks 116 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
At the 33rd national percentile, Lakewood Club rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Lakewood Club
Lakewood Club's 74.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Lakewood Club's 33rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Lakewood Club, see the exposure-zones guide.