Lakeway, TX
Lakeway, TX's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Lakeway at the 76th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 8,200 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lakeway at the 73rd national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Lakeway's buildings actually sit
USFS puts 52.1% of Lakeway's 8,200 buildings in the Indirect exposure zone, versus 24% Direct and 23.9% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 8,200 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Lakeway against the rest of the country
Lakeway's 76th national percentile looks worse in isolation than its 50th ranking inside Texas does — this place is on the milder end for its own state, by 26 points. Among the 31,521 US communities USFS scores, Lakeway ranks 7,482 for wildfire risk (1 is highest) and 2,047 by building count (1 is largest). Within Texas alone, it ranks 899 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Shopping for coverage in Lakeway
Lakeway's 76th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 52.1% of Lakeway's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Lakeway's figures come from
Lakeway's 76th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lakeway's dominant indirect exposure actually means, with real examples from across the dataset.