Lakeville, NY
Lakeville, NY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lakeville lands at the 6th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 451 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lakeville's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
Lakeville's building exposure, zone by zone
Most of Lakeville's buildings (52.1% of 451) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Lakeville compares
Lakeville scores 6th nationally and 7th within New York — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lakeville ranks 29,764 for wildfire risk (1 is highest) and 18,260 by building count (1 is largest). Within New York alone, it ranks 1,193 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Lakeville and the insurance market
At the 6th national percentile, Lakeville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 52.1% of buildings rated Minimal exposure, Lakeville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Lakeville's figures come from
Lakeville's 6th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lakeville's dominant minimal exposure actually means, with real examples from across the dataset.