Lakeville, MN
Lakeville, MN's wildfire risk, in USFS's own numbers
USFS scores Lakeville at the 37th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 22,412 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lakeville at the 37th percentile, close to its 37th-percentile risk score.
Where Lakeville's buildings actually sit
Most of Lakeville's buildings (77.5% of 22,412) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 22,412 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Lakeville against the rest of the country
Lakeville scores 37th nationally and 49th within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lakeville ranks 19,788 for wildfire risk (1 is highest) and 601 by building count (1 is largest). Within Minnesota alone, it ranks 463 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Lakeville and the insurance market
At the 37th national percentile, Lakeville rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 77.5% of buildings rated Minimal exposure, Lakeville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 22,412 counted buildings into the percentiles shown above for Lakeville. For more on what minimal exposure implies beyond Lakeville, see the exposure-zones guide.