Lakeview, NY
Lakeview wildfire risk explained
Lakeview sits at the 28th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,710 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lakeview at the 30th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Lakeview's buildings actually sit
Lakeview rates 96.6% Minimal exposure against just 3.4% Direct and 0% Indirect — of 1,710 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Lakeview ranks
Lakeview's 58th-percentile standing inside New York outpaces its 28th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Lakeview ranks 22,822 for wildfire risk (1 is highest) and 8,384 by building count (1 is largest). Within New York alone, it ranks 545 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
At the 28th national percentile, Lakeview rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Lakeview's 96.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Lakeview's figures come from
The methodology guide shows exactly how USFS turned 1,710 counted buildings into the percentiles shown above for Lakeview. The exposure-zones guide covers what Lakeview's dominant minimal exposure actually means, with real examples from across the dataset.