Lakeview, NE
How exposed is Lakeview to wildfire?
USFS's Wildfire Risk to Communities model puts Lakeview at the 37th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 181 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lakeview at the 30th national percentile — 7 points below its risk-to-structures score, a gap driven by how much is actually built there.
Lakeview's building exposure, zone by zone
Lakeview rates 73.5% Minimal exposure against just 26.5% Direct and 0% Indirect — of 181 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Lakeview compares
Lakeview's 37th national percentile looks worse in isolation than its 20th ranking inside Nebraska does — this place is on the milder end for its own state, by 16 points. Among the 31,521 US communities USFS scores, Lakeview ranks 19,949 for wildfire risk (1 is highest) and 25,589 by building count (1 is largest). Within Nebraska alone, it ranks 464 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Shopping for coverage in Lakeview
Lakeview's moderate wildfire rating (37th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 73.5% of Lakeview outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 181 counted buildings into the percentiles shown above for Lakeview. For more on what minimal exposure implies beyond Lakeview, see the exposure-zones guide.