Lakeview, MI
Lakeview, MI's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Lakeview at the 20th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 595 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lakeview at the 19th percentile, close to its 20th-percentile risk score.
What "at risk" means for the buildings here
Most of Lakeview's buildings (71.6% of 595) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Lakeview against the rest of the country
Lakeview's 67th-percentile standing inside Michigan outpaces its 20th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Lakeview ranks 25,220 for wildfire risk (1 is highest) and 15,896 by building count (1 is largest). Within Michigan alone, it ranks 248 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Lakeview and the insurance market
Lakeview's low wildfire rating (20th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Lakeview
Lakeview's 71.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Lakeview's figures come from
Every one of the two percentiles behind Lakeview's 25,220-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lakeview's dominant minimal exposure actually means, with real examples from across the dataset.