Laketown, UT
How exposed is Laketown to wildfire?
USFS scores Laketown at the 85th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 312 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Laketown's burn probability — fire likelihood with no building count factored in — sits at the 82nd percentile nationally.
Where Laketown's buildings actually sit
87.2% of Laketown's 312 buildings sit in USFS's Direct exposure zone, roughly 272 structures close enough to burnable vegetation for flame contact, not just embers — 12.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Laketown ranks
Laketown's 85th national percentile looks worse in isolation than its 46th ranking inside Utah does — this place is on the milder end for its own state, by 39 points. Among the 31,521 US communities USFS scores, Laketown ranks 4,836 for wildfire risk (1 is highest) and 21,329 by building count (1 is largest). Within Utah alone, it ranks 177 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
Laketown and the insurance market
Laketown's very high rating (85th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Laketown's 87.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 312 counted buildings into the percentiles shown above for Laketown. For more on what direct exposure implies beyond Laketown, see the exposure-zones guide.