Lakesite, TN
Lakesite, TN's wildfire risk, in USFS's own numbers
USFS scores Lakesite at the 68th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 850 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lakesite at the 72nd percentile, close to its 68th-percentile risk score.
Lakesite's building exposure, zone by zone
Of Lakesite's 850 counted buildings, 63.3% carry Direct exposure and only 29.5% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Lakesite compares
Lakesite's risk sits at a similar level relative to Tennessee (62nd percentile statewide) as it does nationally (68th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lakesite ranks 10,193 for wildfire risk (1 is highest) and 13,162 by building count (1 is largest). Within Tennessee alone, it ranks 194 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Lakesite
Lakesite's 68th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Lakesite
With 63.3% of Lakesite in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 850 counted buildings into the percentiles shown above for Lakesite. For more on what direct exposure implies beyond Lakesite, see the exposure-zones guide.