Lakeside, PA
Lakeside, PA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lakeside lands at the 26th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 224 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lakeside's burn probability — fire likelihood with no building count factored in — sits at the 26th percentile nationally.
Lakeside's building exposure, zone by zone
97.8% of Lakeside's 224 buildings sit in USFS's Direct exposure zone, roughly 219 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 2.2% are Minimal.
Lakeside against the rest of the country
Lakeside's risk sits at a similar level relative to Pennsylvania (32nd percentile statewide) as it does nationally (26th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lakeside ranks 23,212 for wildfire risk (1 is highest) and 23,995 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,366 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Lakeside's moderate wildfire rating (26th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Lakeside (97.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 224 counted buildings into the percentiles shown above for Lakeside. For more on what direct exposure implies beyond Lakeside, see the exposure-zones guide.