Lakeside, CO
How exposed is Lakeside to wildfire?
USFS's Wildfire Risk to Communities model puts Lakeside at the 24th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 77 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lakeside's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 100% of Lakeside's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 0% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Lakeside ranks
Lakeside ranks lower within Colorado (2nd percentile statewide) than its 24th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Lakeside ranks 23,816 for wildfire risk (1 is highest) and 29,999 by building count (1 is largest). Within Colorado alone, it ranks 462 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Lakeside's moderate wildfire rating (24th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Lakeside
With 100% of buildings rated Minimal exposure, Lakeside gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Lakeside's 23,816-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Lakeside, see the exposure-zones guide.