Lakeshore Resort, IN
How exposed is Lakeshore Resort to wildfire?
Out of every US place USFS scores, Lakeshore Resort lands at the 20th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 302 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lakeshore Resort at the 21st national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Lakeshore Resort's building exposure, zone by zone
USFS classifies 85.1% of Lakeshore Resort's buildings as Direct exposure, higher than its 14.9% Indirect share and far above its 0% Minimal share — a profile where 257 structures sit close enough to vegetation that lot clearing matters most.
Where Lakeshore Resort ranks
Lakeshore Resort's 79th-percentile standing inside Indiana outpaces its 20th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Lakeshore Resort ranks 25,299 for wildfire risk (1 is highest) and 21,567 by building count (1 is largest). Within Indiana alone, it ranks 202 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Lakeshore Resort and the insurance market
Lakeshore Resort's low rating (20th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Lakeshore Resort (85.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Lakeshore Resort's figures come from
The methodology guide shows exactly how USFS turned 302 counted buildings into the percentiles shown above for Lakeshore Resort. The exposure-zones guide covers what Lakeshore Resort's dominant direct exposure actually means, with real examples from across the dataset.