Lakeshire, MO
Lakeshire wildfire risk explained
Lakeshire's 372 buildings earn a 44th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lakeshire at the 48th percentile, close to its 44th-percentile risk score.
Lakeshire's building exposure, zone by zone
98.1% of Lakeshire's 372 buildings sit in USFS's Minimal exposure zone, with only 1.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Lakeshire compares
Lakeshire's 44th national percentile looks worse in isolation than its 21st ranking inside Missouri does — this place is on the milder end for its own state, by 23 points. Among the 31,521 US communities USFS scores, Lakeshire ranks 17,711 for wildfire risk (1 is highest) and 19,823 by building count (1 is largest). Within Missouri alone, it ranks 841 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Lakeshire's elevated wildfire rating (44th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Lakeshire
Lakeshire's 98.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Lakeshire's figures come from
The methodology guide shows exactly how USFS turned 372 counted buildings into the percentiles shown above for Lakeshire. The exposure-zones guide covers what Lakeshire's dominant minimal exposure actually means, with real examples from across the dataset.