Lakeport, MI
How exposed is Lakeport to wildfire?
USFS scores Lakeport at the 9th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 538 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lakeport at the 9th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Lakeport's buildings actually sit
Lakeport rates 59.7% Minimal exposure against just 40.3% Direct and 0% Indirect — of 538 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Lakeport compares
Lakeport's 29th-percentile standing inside Michigan outpaces its 9th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Lakeport ranks 28,652 for wildfire risk (1 is highest) and 16,749 by building count (1 is largest). Within Michigan alone, it ranks 530 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
What this risk score means for insurance
Lakeport's low rating (9th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 59.7% of buildings rated Minimal exposure, Lakeport gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Lakeport's figures come from
The methodology guide shows exactly how USFS turned 538 counted buildings into the percentiles shown above for Lakeport. The exposure-zones guide covers what Lakeport's dominant minimal exposure actually means, with real examples from across the dataset.