Lakeport, CA
Lakeport, CA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lakeport lands at the 98th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 2,967 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lakeport at the 98th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Lakeport's buildings actually sit
2,967 buildings are counted in Lakeport, and 66.1% of them are Indirect exposure — ember-driven risk rather than the 15.5% in Direct exposure or the 18.4% rated Minimal.
Where Lakeport ranks
Inside California, Lakeport sits at just the 82nd percentile even though it scores 98th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lakeport ranks 715 for wildfire risk (1 is highest) and 5,487 by building count (1 is largest). Within California alone, it ranks 285 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Lakeport and the insurance market
Lakeport's 98th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
Because 66.1% of Lakeport's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Lakeport's 98th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Lakeport, see the exposure-zones guide.