Lakemoor, IL
Lakemoor, IL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lakemoor lands at the 36th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,946 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lakemoor at the 37th percentile, close to its 36th-percentile risk score.
Where Lakemoor's buildings actually sit
USFS classifies 82.1% of Lakemoor's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 17.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Lakemoor ranks
Within Illinois, Lakemoor ranks higher (88th percentile) than it does nationally (36th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Lakemoor ranks 20,067 for wildfire risk (1 is highest) and 7,626 by building count (1 is largest). Within Illinois alone, it ranks 168 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Lakemoor
Lakemoor's moderate wildfire rating (36th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 82.1% of Lakemoor outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,946 counted buildings into the percentiles shown above for Lakemoor. For more on what minimal exposure implies beyond Lakemoor, see the exposure-zones guide.