Lakeline, OH
How exposed is Lakeline to wildfire?
USFS scores Lakeline at the 21st national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 123 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lakeline's burn probability — fire likelihood with no building count factored in — sits at the 22nd percentile nationally.
What "at risk" means for the buildings here
Most of Lakeline's buildings (90.2% of 123) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Lakeline against the rest of the country
Within Ohio, Lakeline ranks higher (52nd percentile) than it does nationally (21st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Lakeline ranks 24,936 for wildfire risk (1 is highest) and 28,027 by building count (1 is largest). Within Ohio alone, it ranks 612 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Lakeline
Lakeline's moderate wildfire rating (21st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 90.2% of buildings rated Minimal exposure, Lakeline gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Lakeline's figures come from
The methodology guide shows exactly how USFS turned 123 counted buildings into the percentiles shown above for Lakeline. The exposure-zones guide covers what Lakeline's dominant minimal exposure actually means, with real examples from across the dataset.