Lakeland, TN
Lakeland wildfire risk explained
USFS's Wildfire Risk to Communities model puts Lakeland at the 58th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 5,114 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lakeland at the 61st national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Lakeland's building exposure, zone by zone
USFS puts 67.3% of Lakeland's 5,114 buildings in the Indirect exposure zone, versus 32% Direct and 0.7% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 5,114 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Lakeland against the rest of the country
There's little gap between Lakeland's 58th national percentile and its 52nd percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lakeland ranks 13,127 for wildfire risk (1 is highest) and 3,373 by building count (1 is largest). Within Tennessee alone, it ranks 241 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Lakeland and the insurance market
At the 58th national percentile, Lakeland rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Lakeland
Because 67.3% of Lakeland's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Lakeland's figures come from
Every one of the two percentiles behind Lakeland's 13,127-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lakeland's dominant indirect exposure actually means, with real examples from across the dataset.