Lakeland, MN
How exposed is Lakeland to wildfire?
Lakeland sits at the 39th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,037 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lakeland at the 41st national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Lakeland's buildings actually sit
Indirect exposure is dominant in Lakeland (50.6% of 1,037 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 49.1% sit in the Direct zone.
Where Lakeland ranks
There's little gap between Lakeland's 39th national percentile and its 54th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lakeland ranks 19,098 for wildfire risk (1 is highest) and 11,682 by building count (1 is largest). Within Minnesota alone, it ranks 425 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Lakeland and the insurance market
Lakeland's moderate rating (39th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 50.6% of Lakeland's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lakeland's 19,098-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Lakeland, see the exposure-zones guide.