Lakehurst, NJ
How exposed is Lakehurst to wildfire?
USFS scores Lakehurst at the 92nd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 904 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lakehurst at the 89th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Lakehurst (92.4% of 904 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 7.6% sit in the Direct zone.
Where Lakehurst ranks
Lakehurst scores 92nd nationally and 97th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lakehurst ranks 2,679 for wildfire risk (1 is highest) and 12,686 by building count (1 is largest). Within New Jersey alone, it ranks 24 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Lakehurst and the insurance market
Lakehurst's very high rating (92nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 92.4% of Lakehurst's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Lakehurst's figures come from
Lakehurst's 92nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lakehurst's dominant indirect exposure actually means, with real examples from across the dataset.