Lake Worth, TX
How exposed is Lake Worth to wildfire?
Lake Worth sits at the 67th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 2,391 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lake Worth at the 66th percentile, close to its 67th-percentile risk score.
What "at risk" means for the buildings here
Lake Worth rates 56.3% Minimal exposure against just 22.3% Direct and 21.4% Indirect — of 2,391 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Lake Worth ranks
Lake Worth's 67th national percentile looks worse in isolation than its 24th ranking inside Texas does — this place is on the milder end for its own state, by 43 points. Among the 31,521 US communities USFS scores, Lake Worth ranks 10,507 for wildfire risk (1 is highest) and 6,529 by building count (1 is largest). Within Texas alone, it ranks 1,364 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Lake Worth and the insurance market
At the 67th percentile nationally, Lake Worth carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Even with 56.3% of Lake Worth outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lake Worth's 10,507-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Lake Worth, see the exposure-zones guide.