Lake Worth Beach, FL
Lake Worth Beach, FL's wildfire risk, in USFS's own numbers
Lake Worth Beach's 11,814 buildings earn a 53rd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lake Worth Beach at the 55th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Lake Worth Beach's building exposure, zone by zone
Most of Lake Worth Beach's buildings (99.4% of 11,814) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 11,814 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Lake Worth Beach ranks
Lake Worth Beach's 53rd national percentile looks worse in isolation than its 6th ranking inside Florida does — this place is on the milder end for its own state, by 47 points. Among the 31,521 US communities USFS scores, Lake Worth Beach ranks 14,931 for wildfire risk (1 is highest) and 1,321 by building count (1 is largest). Within Florida alone, it ranks 901 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Lake Worth Beach's elevated wildfire rating (53rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Lake Worth Beach's 99.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lake Worth Beach's 14,931-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Lake Worth Beach, see the exposure-zones guide.