Lake Winola, PA
Lake Winola, PA's wildfire risk, in USFS's own numbers
Lake Winola sits at the 62nd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 676 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lake Winola's burn probability — fire likelihood with no building count factored in — sits at the 63rd percentile nationally.
Where Lake Winola's buildings actually sit
676 buildings are counted in Lake Winola, and 79.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 11% rated Minimal.
Lake Winola against the rest of the country
Within Pennsylvania, Lake Winola ranks higher (98th percentile) than it does nationally (62nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Lake Winola ranks 11,926 for wildfire risk (1 is highest) and 14,917 by building count (1 is largest). Within Pennsylvania alone, it ranks 47 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Lake Winola and the insurance market
Lake Winola's 62nd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Lake Winola
Because Direct exposure dominates in Lake Winola (79.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Lake Winola's figures come from
Lake Winola's 62nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lake Winola's dominant direct exposure actually means, with real examples from across the dataset.