Lake Wilson, MN
How exposed is Lake Wilson to wildfire?
USFS scores Lake Wilson at the 24th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 225 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lake Wilson at the 17th percentile, close to its 24th-percentile risk score.
What "at risk" means for the buildings here
Lake Wilson rates 84.4% Minimal exposure against just 15.6% Direct and 0% Indirect — of 225 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Lake Wilson compares
Lake Wilson scores 24th nationally and 28th within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lake Wilson ranks 24,050 for wildfire risk (1 is highest) and 23,948 by building count (1 is largest). Within Minnesota alone, it ranks 660 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
What this risk score means for insurance
Lake Wilson's moderate wildfire rating (24th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 84.4% of buildings rated Minimal exposure, Lake Wilson gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Lake Wilson's figures come from
Every one of the two percentiles behind Lake Wilson's 24,050-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lake Wilson's dominant minimal exposure actually means, with real examples from across the dataset.