Lake Waukomis, MO
How exposed is Lake Waukomis to wildfire?
USFS's Wildfire Risk to Communities model puts Lake Waukomis at the 61st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 440 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lake Waukomis at the 64th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Lake Waukomis's buildings (85% of 440) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Lake Waukomis compares
There's little gap between Lake Waukomis's 61st national percentile and its 59th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lake Waukomis ranks 12,293 for wildfire risk (1 is highest) and 18,462 by building count (1 is largest). Within Missouri alone, it ranks 439 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Lake Waukomis's high rating (61st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 85% of buildings rated Minimal exposure, Lake Waukomis gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 440 counted buildings into the percentiles shown above for Lake Waukomis. For more on what minimal exposure implies beyond Lake Waukomis, see the exposure-zones guide.