Lake Viking, MO
How exposed is Lake Viking to wildfire?
Lake Viking sits at the 69th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 918 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lake Viking's burn probability — fire likelihood with no building count factored in — sits at the 70th percentile nationally.
Where Lake Viking's buildings actually sit
87.3% of Lake Viking's 918 buildings sit in USFS's Direct exposure zone, roughly 801 structures close enough to burnable vegetation for flame contact, not just embers — 1.9% fall in the Indirect, ember-only zone and 10.9% are Minimal.
How Lake Viking compares
There's little gap between Lake Viking's 69th national percentile and its 79th percentile inside Missouri, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lake Viking ranks 9,837 for wildfire risk (1 is highest) and 12,572 by building count (1 is largest). Within Missouri alone, it ranks 224 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Lake Viking and the insurance market
At the 69th percentile nationally, Lake Viking carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Lake Viking's 87.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Lake Viking's 69th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Lake Viking, see the exposure-zones guide.