Lake View, IN
How exposed is Lake View to wildfire?
USFS's Wildfire Risk to Communities model puts Lake View at the 20th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 130 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lake View's burn probability — fire likelihood with no building count factored in — sits at the 22nd percentile nationally.
What "at risk" means for the buildings here
USFS classifies 89.2% of Lake View's buildings as Direct exposure, higher than its 10.8% Indirect share and far above its 0% Minimal share — a profile where 116 structures sit close enough to vegetation that lot clearing matters most.
How Lake View compares
Compare Lake View's two percentiles: 81st within Indiana, only 20th nationally — a gap of 61 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Lake View ranks 25,080 for wildfire risk (1 is highest) and 27,709 by building count (1 is largest). Within Indiana alone, it ranks 183 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
At the 20th national percentile, Lake View rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Lake View
Lake View's 89.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Lake View's figures come from
Lake View's 20th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lake View's dominant direct exposure actually means, with real examples from across the dataset.