Lake View, IA
Lake View wildfire risk explained
Lake View sits at the 21st percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 1,134 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lake View's burn probability — fire likelihood with no building count factored in — sits at the 18th percentile nationally.
Where Lake View's buildings actually sit
USFS classifies 91.5% of Lake View's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 8.5% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Lake View compares
Lake View scores 21st nationally and 34th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lake View ranks 24,990 for wildfire risk (1 is highest) and 11,047 by building count (1 is largest). Within Iowa alone, it ranks 676 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Lake View and the insurance market
At the 21st national percentile, Lake View rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 91.5% of Lake View outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Lake View's figures come from
Lake View's 21st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lake View's dominant minimal exposure actually means, with real examples from across the dataset.