Lake Tekakwitha, MO
Lake Tekakwitha wildfire risk explained
Lake Tekakwitha's 146 buildings earn a 54th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lake Tekakwitha's burn probability — fire likelihood with no building count factored in — sits at the 55th percentile nationally.
Lake Tekakwitha's building exposure, zone by zone
USFS classifies 100% of Lake Tekakwitha's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 146 structures sit close enough to vegetation that lot clearing matters most.
How Lake Tekakwitha compares
Lake Tekakwitha scores 54th nationally and 40th within Missouri — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lake Tekakwitha ranks 14,534 for wildfire risk (1 is highest) and 27,027 by building count (1 is largest). Within Missouri alone, it ranks 635 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Lake Tekakwitha's elevated wildfire rating (54th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Lake Tekakwitha
Lake Tekakwitha's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 146 counted buildings into the percentiles shown above for Lake Tekakwitha. For more on what direct exposure implies beyond Lake Tekakwitha, see the exposure-zones guide.