Lake Tansi, TN
How exposed is Lake Tansi to wildfire?
Lake Tansi's 2,794 buildings earn a 81st-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lake Tansi at the 85th percentile, close to its 81st-percentile risk score.
Lake Tansi's building exposure, zone by zone
USFS classifies 86.1% of Lake Tansi's buildings as Direct exposure, higher than its 12.2% Indirect share and far above its 1.7% Minimal share — a profile where 2,405 structures sit close enough to vegetation that lot clearing matters most.
Where Lake Tansi ranks
There's little gap between Lake Tansi's 81st national percentile and its 88th percentile inside Tennessee, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lake Tansi ranks 5,994 for wildfire risk (1 is highest) and 5,773 by building count (1 is largest). Within Tennessee alone, it ranks 62 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
Lake Tansi's very high rating (81st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 86.1% of Lake Tansi in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lake Tansi's 5,994-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Lake Tansi, see the exposure-zones guide.