Lake Sumner, NM
How exposed is Lake Sumner to wildfire?
Lake Sumner's 303 buildings earn a 85th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lake Sumner's burn probability — fire likelihood with no building count factored in — sits at the 86th percentile nationally.
Where Lake Sumner's buildings actually sit
303 buildings are counted in Lake Sumner, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Lake Sumner compares
Inside New Mexico, Lake Sumner sits at just the 62nd percentile even though it scores 85th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lake Sumner ranks 4,767 for wildfire risk (1 is highest) and 21,546 by building count (1 is largest). Within New Mexico alone, it ranks 186 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Shopping for coverage in Lake Sumner
At the 85th percentile nationally, Lake Sumner carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Lake Sumner's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Lake Sumner's 4,767-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Lake Sumner, see the exposure-zones guide.