Lake Shore, UT
Lake Shore, UT's wildfire risk, in USFS's own numbers
Lake Shore's 775 buildings earn a 74th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lake Shore's burn probability — fire likelihood with no building count factored in — sits at the 75th percentile nationally.
Lake Shore's building exposure, zone by zone
55.1% of Lake Shore's 775 buildings sit in USFS's Direct exposure zone, roughly 427 structures close enough to burnable vegetation for flame contact, not just embers — 19.9% fall in the Indirect, ember-only zone and 25% are Minimal.
Where Lake Shore ranks
Inside Utah, Lake Shore sits at just the 31st percentile even though it scores 74th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lake Shore ranks 8,335 for wildfire risk (1 is highest) and 13,874 by building count (1 is largest). Within Utah alone, it ranks 226 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
Lake Shore's 74th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Lake Shore's 55.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Lake Shore's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Lake Shore, see the exposure-zones guide.