Lake Point, UT
How exposed is Lake Point to wildfire?
Out of every US place USFS scores, Lake Point lands at the 94th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,086 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lake Point at the 93rd national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Lake Point's building exposure, zone by zone
Of Lake Point's 1,086 counted buildings, 91.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Lake Point against the rest of the country
Inside Utah, Lake Point sits at just the 73rd percentile even though it scores 94th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lake Point ranks 1,968 for wildfire risk (1 is highest) and 11,370 by building count (1 is largest). Within Utah alone, it ranks 87 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
At the 94th percentile nationally, Lake Point carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Lake Point (91.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Lake Point's 94th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Lake Point, see the exposure-zones guide.