Lake Placid, FL
How exposed is Lake Placid to wildfire?
USFS's Wildfire Risk to Communities model puts Lake Placid at the 84th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 1,256 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lake Placid at the 85th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Lake Placid's buildings (39.8%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Lake Placid ranks
Inside Florida, Lake Placid sits at just the 62nd percentile even though it scores 84th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lake Placid ranks 4,945 for wildfire risk (1 is highest) and 10,316 by building count (1 is largest). Within Florida alone, it ranks 367 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Lake Placid
At the 84th percentile nationally, Lake Placid carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because 39.8% of Lake Placid's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Lake Placid's figures come from
The methodology guide shows exactly how USFS turned 1,256 counted buildings into the percentiles shown above for Lake Placid. The exposure-zones guide covers what Lake Placid's dominant indirect exposure actually means, with real examples from across the dataset.