WildfireRiskFinder

Lake Park, NC

Lake Park, NC's wildfire risk, in USFS's own numbers

Moderate
25thpercentile nationally

Out of every US place USFS scores, Lake Park lands at the 25th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,134 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)

USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lake Park at the 27th percentile, close to its 25th-percentile risk score.

Where Lake Park's buildings actually sit

1,134Total buildings
11.6%Direct exposure
79%Indirect exposure
9.4%Minimal exposure

Indirect exposure is dominant in Lake Park (79% of 1,134 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 11.6% sit in the Direct zone.

Lake Park against the rest of the country

Lake Park ranks lower within North Carolina (1st percentile statewide) than its 25th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Lake Park ranks 23,704 for wildfire risk (1 is highest) and 11,050 by building count (1 is largest). Within North Carolina alone, it ranks 768 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.

What this risk score means for insurance

At the 25th national percentile, Lake Park rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.

What would actually reduce this score

With ember exposure the dominant pattern in Lake Park (79% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.

Where Lake Park's figures come from

The methodology guide shows exactly how USFS turned 1,134 counted buildings into the percentiles shown above for Lake Park. The exposure-zones guide covers what Lake Park's dominant indirect exposure actually means, with real examples from across the dataset.