Lake Park, MN
Lake Park, MN's wildfire risk, in USFS's own numbers
USFS scores Lake Park at the 54th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 474 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lake Park's burn probability — fire likelihood with no building count factored in — sits at the 52nd percentile nationally.
Where Lake Park's buildings actually sit
Lake Park rates 81.9% Minimal exposure against just 18.1% Direct and 0% Indirect — of 474 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Lake Park compares
Compare Lake Park's two percentiles: 79th within Minnesota, only 54th nationally — a gap of 25 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Lake Park ranks 14,626 for wildfire risk (1 is highest) and 17,814 by building count (1 is largest). Within Minnesota alone, it ranks 193 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Lake Park
Lake Park's elevated rating (54th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Lake Park's 81.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Lake Park's figures come from
Lake Park's 54th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lake Park's dominant minimal exposure actually means, with real examples from across the dataset.