Lake Park, FL
Lake Park, FL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Lake Park at the 48th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 2,222 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lake Park at the 49th percentile, close to its 48th-percentile risk score.
What "at risk" means for the buildings here
100% of Lake Park's 2,222 buildings sit in USFS's Minimal exposure zone, with only 0% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Lake Park compares
Lake Park's 48th national percentile looks worse in isolation than its 3rd ranking inside Florida does — this place is on the milder end for its own state, by 45 points. Among the 31,521 US communities USFS scores, Lake Park ranks 16,317 for wildfire risk (1 is highest) and 6,880 by building count (1 is largest). Within Florida alone, it ranks 926 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Lake Park and the insurance market
Lake Park's elevated wildfire rating (48th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Lake Park's 100% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Lake Park's 48th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Lake Park, see the exposure-zones guide.