Lake Oswego, OR
Lake Oswego wildfire risk explained
USFS's Wildfire Risk to Communities model puts Lake Oswego at the 27th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 14,638 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lake Oswego's burn probability — fire likelihood with no building count factored in — sits at the 27th percentile nationally.
Lake Oswego's building exposure, zone by zone
USFS classifies 77.8% of Lake Oswego's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 14.2% Direct and 8% Indirect — a landscape-level risk rather than a building-by-building one. At 14,638 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Lake Oswego compares
There's little gap between Lake Oswego's 27th national percentile and its 25th percentile inside Oregon, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lake Oswego ranks 22,951 for wildfire risk (1 is highest) and 1,018 by building count (1 is largest). Within Oregon alone, it ranks 314 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
Shopping for coverage in Lake Oswego
Lake Oswego sits in Oregon, one of two states that legally require a wildfire-risk disclosure at sale. Sellers here disclose wildfire-hazard status before closing, the same number this page reports at the 27th national percentile. More on the disclosure law.
Lowering exposure, not just insuring around it
With 77.8% of buildings rated Minimal exposure, Lake Oswego gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Lake Oswego's figures come from
Lake Oswego's 27th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lake Oswego's dominant minimal exposure actually means, with real examples from across the dataset.