Lake Orion, MI
Lake Orion wildfire risk explained
Lake Orion sits at the 10th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,307 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lake Orion at the 11th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Lake Orion's buildings actually sit
1,307 buildings are counted in Lake Orion, and 64.1% of them are Indirect exposure — ember-driven risk rather than the 12.2% in Direct exposure or the 23.6% rated Minimal.
Where Lake Orion ranks
Within Michigan, Lake Orion ranks higher (35th percentile) than it does nationally (10th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Lake Orion ranks 28,281 for wildfire risk (1 is highest) and 10,042 by building count (1 is largest). Within Michigan alone, it ranks 482 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Lake Orion
Lake Orion's low rating (10th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Lake Orion
Lake Orion's 64.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Lake Orion's figures come from
The methodology guide shows exactly how USFS turned 1,307 counted buildings into the percentiles shown above for Lake Orion. The exposure-zones guide covers what Lake Orion's dominant indirect exposure actually means, with real examples from across the dataset.