Lake Murray of Richland, SC
Lake Murray of Richland, SC's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lake Murray of Richland lands at the 65th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 3,450 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lake Murray of Richland at the 67th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Lake Murray of Richland: 47.7% of its 3,450 buildings, versus 38.1% Indirect and 14.1% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Lake Murray of Richland compares
Lake Murray of Richland's 65th national percentile looks worse in isolation than its 34th ranking inside South Carolina does — this place is on the milder end for its own state, by 31 points. Among the 31,521 US communities USFS scores, Lake Murray of Richland ranks 11,135 for wildfire risk (1 is highest) and 4,845 by building count (1 is largest). Within South Carolina alone, it ranks 316 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
Shopping for coverage in Lake Murray of Richland
Lake Murray of Richland's high rating (65th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Lake Murray of Richland (47.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Lake Murray of Richland's figures come from
Lake Murray of Richland's 65th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lake Murray of Richland's dominant direct exposure actually means, with real examples from across the dataset.