Lake Morton-Berrydale, WA
Lake Morton-Berrydale, WA's wildfire risk, in USFS's own numbers
Lake Morton-Berrydale sits at the 17th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 5,673 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lake Morton-Berrydale at the 18th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
5,673 buildings are counted in Lake Morton-Berrydale, and 52.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 6% rated Minimal. At 5,673 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Lake Morton-Berrydale against the rest of the country
Lake Morton-Berrydale's risk sits at a similar level relative to Washington (23rd percentile statewide) as it does nationally (17th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lake Morton-Berrydale ranks 26,333 for wildfire risk (1 is highest) and 3,048 by building count (1 is largest). Within Washington alone, it ranks 487 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Lake Morton-Berrydale and the insurance market
Lake Morton-Berrydale's low wildfire rating (17th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 52.9% of Lake Morton-Berrydale in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Lake Morton-Berrydale's 17th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Lake Morton-Berrydale, see the exposure-zones guide.