Lake Medina Shores, TX
Lake Medina Shores, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lake Medina Shores lands at the 77th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 890 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lake Medina Shores's burn probability — fire likelihood with no building count factored in — sits at the 76th percentile nationally.
Lake Medina Shores's building exposure, zone by zone
Of Lake Medina Shores's 890 counted buildings, 65.7% carry Direct exposure and only 3.4% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Lake Medina Shores compares
Inside Texas, Lake Medina Shores sits at just the 53rd percentile even though it scores 77th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Lake Medina Shores ranks 7,196 for wildfire risk (1 is highest) and 12,817 by building count (1 is largest). Within Texas alone, it ranks 839 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Lake Medina Shores's high rating (77th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Lake Medina Shores (65.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Lake Medina Shores's figures come from
Lake Medina Shores's 77th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Lake Medina Shores's dominant direct exposure actually means, with real examples from across the dataset.