Lake Marcel-Stillwater, WA
Lake Marcel-Stillwater wildfire risk explained
USFS's Wildfire Risk to Communities model puts Lake Marcel-Stillwater at the 22nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 606 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lake Marcel-Stillwater at the 23rd percentile, close to its 22nd-percentile risk score.
Where Lake Marcel-Stillwater's buildings actually sit
Of Lake Marcel-Stillwater's 606 counted buildings, 55% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Lake Marcel-Stillwater against the rest of the country
There's little gap between Lake Marcel-Stillwater's 22nd national percentile and its 34th percentile inside Washington, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lake Marcel-Stillwater ranks 24,690 for wildfire risk (1 is highest) and 15,754 by building count (1 is largest). Within Washington alone, it ranks 415 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Lake Marcel-Stillwater and the insurance market
Lake Marcel-Stillwater's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Lake Marcel-Stillwater
Because Direct exposure dominates in Lake Marcel-Stillwater (55%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Lake Marcel-Stillwater's 22nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Lake Marcel-Stillwater, see the exposure-zones guide.