Lake Magdalene, FL
How exposed is Lake Magdalene to wildfire?
Out of every US place USFS scores, Lake Magdalene lands at the 69th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 11,658 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lake Magdalene at the 69th percentile, close to its 69th-percentile risk score.
Where Lake Magdalene's buildings actually sit
USFS classifies 75.1% of Lake Magdalene's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 24.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 11,658 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Lake Magdalene against the rest of the country
Lake Magdalene's 69th national percentile looks worse in isolation than its 24th ranking inside Florida does — this place is on the milder end for its own state, by 44 points. Among the 31,521 US communities USFS scores, Lake Magdalene ranks 9,921 for wildfire risk (1 is highest) and 1,347 by building count (1 is largest). Within Florida alone, it ranks 723 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Lake Magdalene
Lake Magdalene's high rating (69th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Even with 75.1% of Lake Magdalene outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Lake Magdalene's 9,921-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Lake Magdalene, see the exposure-zones guide.