Lake Lorraine, FL
Lake Lorraine wildfire risk explained
Out of every US place USFS scores, Lake Lorraine lands at the 72nd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 2,819 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lake Lorraine at the 70th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Lake Lorraine's building exposure, zone by zone
Lake Lorraine rates 51.9% Minimal exposure against just 12.5% Direct and 35.7% Indirect — of 2,819 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Lake Lorraine compares
Lake Lorraine ranks lower within Florida (30th percentile statewide) than its 72nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Lake Lorraine ranks 8,848 for wildfire risk (1 is highest) and 5,725 by building count (1 is largest). Within Florida alone, it ranks 666 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Lake Lorraine
Lake Lorraine's high rating (72nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 51.9% of buildings rated Minimal exposure, Lake Lorraine gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Lake Lorraine's figures come from
Every one of the two percentiles behind Lake Lorraine's 8,848-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lake Lorraine's dominant minimal exposure actually means, with real examples from across the dataset.