Lake Lorelei, OH
Lake Lorelei wildfire risk explained
Out of every US place USFS scores, Lake Lorelei lands at the 12th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 915 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lake Lorelei at the 12th percentile, close to its 12th-percentile risk score.
Lake Lorelei's building exposure, zone by zone
Direct exposure dominates in Lake Lorelei: 92.2% of its 915 buildings, versus 1.6% Indirect and 6.1% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Lake Lorelei against the rest of the country
Compare Lake Lorelei's two percentiles: 36th within Ohio, only 12th nationally — a gap of 24 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Lake Lorelei ranks 27,870 for wildfire risk (1 is highest) and 12,597 by building count (1 is largest). Within Ohio alone, it ranks 816 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Lake Lorelei
Lake Lorelei's low wildfire rating (12th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Lake Lorelei's 92.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Lake Lorelei's figures come from
Every one of the two percentiles behind Lake Lorelei's 27,870-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lake Lorelei's dominant direct exposure actually means, with real examples from across the dataset.