Lake Lindsey, FL
Lake Lindsey wildfire risk explained
Out of every US place USFS scores, Lake Lindsey lands at the 91st percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 37 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Lake Lindsey at the 90th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Lake Lindsey: 100% of its 37 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Lake Lindsey against the rest of the country
There's little gap between Lake Lindsey's 91st national percentile and its 84th percentile inside Florida, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lake Lindsey ranks 2,730 for wildfire risk (1 is highest) and 31,224 by building count (1 is largest). Within Florida alone, it ranks 151 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Lake Lindsey
Lake Lindsey's 91st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 100% of Lake Lindsey in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 37 counted buildings into the percentiles shown above for Lake Lindsey. For more on what direct exposure implies beyond Lake Lindsey, see the exposure-zones guide.