Lake Latonka, PA
Lake Latonka wildfire risk explained
Lake Latonka sits at the 33rd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 794 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Lake Latonka's burn probability — fire likelihood with no building count factored in — sits at the 33rd percentile nationally.
Where Lake Latonka's buildings actually sit
794 buildings are counted in Lake Latonka, and 86.9% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 2.5% rated Minimal.
How Lake Latonka compares
Lake Latonka scores 33rd nationally and 44th within Pennsylvania — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Lake Latonka ranks 21,285 for wildfire risk (1 is highest) and 13,695 by building count (1 is largest). Within Pennsylvania alone, it ranks 1,124 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Lake Latonka
Lake Latonka's moderate rating (33rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Lake Latonka (86.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Lake Latonka's figures come from
The methodology guide shows exactly how USFS turned 794 counted buildings into the percentiles shown above for Lake Latonka. The exposure-zones guide covers what Lake Latonka's dominant direct exposure actually means, with real examples from across the dataset.