Lake Land'Or, VA
How exposed is Lake Land'Or to wildfire?
Lake Land'Or's 1,769 buildings earn a 39th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lake Land'Or at the 39th percentile, close to its 39th-percentile risk score.
What "at risk" means for the buildings here
94% of Lake Land'Or's 1,769 buildings sit in USFS's Direct exposure zone, roughly 1,663 structures close enough to burnable vegetation for flame contact, not just embers — 5.5% fall in the Indirect, ember-only zone and 0.5% are Minimal.
How Lake Land'Or compares
There's little gap between Lake Land'Or's 39th national percentile and its 30th percentile inside Virginia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Lake Land'Or ranks 19,368 for wildfire risk (1 is highest) and 8,157 by building count (1 is largest). Within Virginia alone, it ranks 478 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
Lake Land'Or's moderate rating (39th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Lake Land'Or (94%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Lake Land'Or's figures come from
Every one of the two percentiles behind Lake Land'Or's 19,368-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Lake Land'Or's dominant direct exposure actually means, with real examples from across the dataset.