Lake Holm, WA
Lake Holm, WA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Lake Holm lands at the 22nd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 2,093 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Lake Holm at the 24th percentile, close to its 22nd-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 70.6% of Lake Holm's buildings as Direct exposure, higher than its 29.4% Indirect share and far above its 0% Minimal share — a profile where 1,477 structures sit close enough to vegetation that lot clearing matters most.
How Lake Holm compares
Lake Holm's risk sits at a similar level relative to Washington (36th percentile statewide) as it does nationally (22nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Lake Holm ranks 24,472 for wildfire risk (1 is highest) and 7,213 by building count (1 is largest). Within Washington alone, it ranks 404 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Lake Holm and the insurance market
Lake Holm's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Lake Holm
Lake Holm's 70.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Lake Holm's 24,472-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Lake Holm, see the exposure-zones guide.